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Program Eligibility and Requirements:
1. Office buildings may not exceed six stories in height or 100,000 square feet in total floor area.
2. All other buildings occupied pricipally for eligible wholesale, mercantile, service or processing purposes may not exceed 30,000 square feet in total floor area
3. Coverage must be provided on all owned Buildings and Personal Property at each insured location
4. When Personal Property coverage is provided for an eligible occupancy, it may not occupy more than 30,000 square feet at any one location, and it may not exceed $5,000,000 in annual gross sales at any insured location
5. Business must be located in buildings where common hazards of heating, cooling, electrical wiring, plumbing and roof meet applicable local and state codes
6.Limited commercial cooking. Any cooking operation which produces smoke or grease laden vapors is ineligible.
7. Wholesale, service and processing risks must derive 75% of their gross sales from on-premises operations
8. Any risk located in protection class 9 or 10 is ineligible. Please consult with the RoamNet underwriter before submitting any risk of this type.
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